Preconditions
- Business account with PostFinance
- Telephone or Internet connection
- “EFT/POS with PostFinance Card” contract
- EFT/POS device or pay-at-the-pump system
EFT/POS
Cashless payment collection at the point of sale
EFT/POS (electronic funds transfer at the point of sale) allows your customers to make convenient, quick cashless payments at your points of sale. This helps you reduce the cash you deal with and increases the safety of your business due to the lower amount of cash you have on the premises.
EFT/POS: convenient, quick and secure
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Cashless payment at the point of sale
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Increased security due to reduced cash handling
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One device processes all cards (PostFinance Card, Maestro cards, credit cards or customer cards)
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Amounts paid using the PostFinance Card are credited on the following day
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Electronic credit advice and periodic account statements are free of charge
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EFT/POS device suppliers
- www.aduno.ch The link will open in a new window
- www.six-payment-services.com The link will open in a new window
- https://ccv.ch (German) The link will open in a new window
- www.innocard.ch The link will open in a new window
- www.icp-companies.ch The link will open in a new window
- www.paytec.ch The link will open in a new window
You can find a summary of devices broken down by supplier in the device list under “Documents and links”.
Pay-at-the-pump system suppliers
POS management system (PMS)
With the POS management system (PMS) for managing, assessing and monitoring terminal and transaction processes, you always have an overview – regardless or whether you are using a single or multi-terminal system or a company-wide solution with a branch network.
- www.abrantix.com The link will open in a new window
- www.six-payment-services.com The link will open in a new window
- www.dataconnect.ch The link will open in a new window
- www.ergonomics.ch The link will open in a new window
- www.treibauf.ch The link will open in a new window
- www.icp-companies.ch The link will open in a new window
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- Customers identify themselves with their card and PIN on the card reader
- The amount to be settled is checked and, subject to sufficient account funds, authorized within seconds
- The transactions are sent to PostFinance at the end of the day
- The purchase amount is debited from the cardholder
- Amounts paid using a PostFinance Card are credited to the seller’s business account the following day. The seller regularly receives an account statement and additional credit advice upon request. Credit card amounts may also be credited to the business account. Contact your credit card processor for details.
If you have any technical questions, please contact our service hotline: 0848 880 460 (max. CHF 0.08/min. in Switzerland).
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Number of transactions per year Price per transaction Number of transactions per yearUp to 10,000 Price per transaction CHF 0.23 Number of transactions per yearUp to 50,000 Price per transaction - CHF 0.22
Number of transactions per yearUp to 100,000 Price per transaction CHF 0.21 Number of transactions per yearUp to 500,000 Price per transaction CHF 0.20 Number of transactions per yearFrom 500,001 Price per transaction CHF 0.19 From 1 million transactions per year; price upon request.
Flat-rate prices for low amounts Price per transaction Flat-rate prices for low amountsAmounts up to CHF 5 Price per transaction CHF 0.05 Flat-rate prices for low amountsAmounts between CHF 5 and CHF 10 Price per transaction - CHF 0.10
Communication costs
Communication costs due at the point of sale for technical reasons are charged to the contractual partner.
Data delivery prices
On paper Electronically (e-finance or e-mail) Credit advice CHF 2
Free of charge RAF file Not possible Free of charge