Preconditions
- Business account at PostFinance or a third-party bank
- Telephone or Internet connection
- “EFT/POS with PostFinance Card” contract
- EFT/POS device or pay-at-the-pump system
EFT/POS
Cashless payment collection at the point of sale
EFT/POS (electronic funds transfer at the point of sale) allows your customers to make convenient, quick cashless payments at your points of sale. This helps you reduce the cash you deal with and increases the safety of your business due to the lower amount of cash you have on the premises.
EFT/POS: convenient, quick and secure
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Cashless payment at the point of sale
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Increased security due to reduced cash handling
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One device processes all cards (PostFinance Card, Maestro cards, credit cards or customer cards)
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Amounts paid using the PostFinance Card are credited on the following day
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Electronic credit advice and periodic account statements are free of charge
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EFT/POS device suppliers
Pay-at-the-pump system suppliers
POS management system (PMS)
With the POS management system (PMS) for managing, assessing and monitoring terminal and transaction processes, you always have an overview – regardless or whether you are using a single or multi-terminal system or a company-wide solution with a branch network.
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- Customers identify themselves with their card and PIN on the card reader
- The amount to be settled is checked and, subject to sufficient account funds, authorized within seconds
- The transactions are sent to PostFinance at the end of the day
- The purchase amount is debited from the cardholder
- Amounts paid using a PostFinance Card are credited to the seller’s business account the following day. The seller regularly receives an account statement and additional credit advice upon request. Credit card amounts may also be credited to the business account. Contact your credit card processor for details.
Do you need more information or documents on EFT/POS? Please contact:
PostFinance Ltd
Acquiring Services
Engehaldestrasse 35
3030 Berne
SwitzerlandTel.: +41 58 667 98 74 (Monday to Friday, 8 a.m. to 5 p.m.)
E-mail: aqs@postfinance.chIf you have any technical questions, please contact our service hotline: 0848 880 460 (max. CHF 0.08/min. in Switzerland).
For all device-specific enquiries please contact your device supplier.
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Number of transactions per year Price per transaction Number of transactions per year Up to 10,000Price per transaction The transaction figures from the previous year are taken into account as a reference value for the number of transactions. The price per transaction is not subject to VAT. CHF 0.23Number of transactions per year Up to 50,000Price per transaction The transaction figures from the previous year are taken into account as a reference value for the number of transactions. The price per transaction is not subject to VAT. CHF 0.22
Number of transactions per year Up to 100,000Price per transaction The transaction figures from the previous year are taken into account as a reference value for the number of transactions. The price per transaction is not subject to VAT. CHF 0.21Number of transactions per year Up to 500,000Price per transaction The transaction figures from the previous year are taken into account as a reference value for the number of transactions. The price per transaction is not subject to VAT. CHF 0.20Number of transactions per year From 500,001Price per transaction The transaction figures from the previous year are taken into account as a reference value for the number of transactions. The price per transaction is not subject to VAT. CHF 0.19Flat-rate prices for low amounts Price per transaction Flat-rate prices for low amounts Amounts up to CHF 5Price per transaction The price per transaction is not subject to VAT. CHF 0.05Flat-rate prices for low amounts Amounts between CHF 5 and CHF 10Price per transaction The price per transaction is not subject to VAT. CHF 0.10
Communication costs
Communication costs due at the point of sale for technical reasons are charged to the contractual partner.
Data delivery prices
On paperElectronically (e-finance or e-mail)Credit adviceCHF 2
Free of chargeRAF fileNot possibleFree of charge