E-bill for invoice issuers

Send invoices electronically

Send your invoices to your customers electronically in a few clicks with e-bill. For simple and efficient payment transactions.

E-bill: save time, paper and money

  • Send invoices electronically to private and business customers

  • Direct delivery of e-bills from your software

  • No printing and shipping costs

  • Better data quality: no need for subsequent credit data enquiries

  • Higher delivery rate as there is no change of address and quicker payment receipt

  • Unchanged credit processes

  • You can either send your e-bills from your financial software or use the online solutions e-bill light, SmartBusiness or ISRlight:

    Integrated e-bill solution

    Our integrated solution is ideal if you already have your own software and want to optimize payment collection. Issue your invoices in your software as usual. The invoice data is transferred to PostFinance from your system as a data file before being processed and forwarded to the recipient automatically in electronic format.

    E-bill light

    E-bill light is ideal if you only send a few invoices each year and do not have your own software. Registration and invoice recording are done online.

    ISRlight

    ISRlight is ideal for small and medium-sized enterprises that do not yet have their own software but want easy-to-use software for complete invoice processing.

    SmartBusiness

    Do your customers use e-finance? If so, you can issue and send your invoices very easily via SmartBusiness. The online platform helps you with everything from creating offers and invoicing to checking outstanding accounts receivable.

    Value added tax

    The revised VAT Ordinance (VATO) was introduced on 1 January 2018. Since then, the Swiss Code of Obligations (CO) and Accounts Ordinance (AccO) have applied to all documents, whether on paper or in electronic format. No provisions extending beyond general accounting principles apply to VAT.

  • Invoice processing

    Number of transactions per month Price per invoice
    Number of transactions per month
    Up to 999
    Price per invoice
    CHF 0.60
    Number of transactions per month
    From 1,000
    Price per invoice
    CHF 0.50
    Number of transactions per month
    From 5,000
    Price per invoice
    CHF 0.40
    Number of transactions per month
    From 10,000
    Price per invoice
    CHF 0.30
    Number of transactions per month
    From 50,000
    Price per invoice
    CHF 0.20

    The price depends on the number of submitted e-bills in the month billed.

    Additional services

    Standard activation Free
    Standard activation
    Additional charge for forwarding data to third party systems (roaming)
    Free
    CHF 0.15 per invoice
    Standard activation
    Data delivery to SIX Paynet Ltd
    Free
    CHF 0.25 per invoice
    Standard activation
    Data delivery from SIX Paynet Ltd
    Free
    CHF 0.60 per invoice
    Standard activation
    Registrations of invoice recipients
    Free
    CHF 0.50 per message
    Standard activation
    E-bill archive in e-bill light 
    Free
    CHF 25 per calendar year; free in the first calendar year that has already started

    Supplying data to SIX Paynet AG applies to unsigned e-bills for private customers (B2C) paying with their bank accounts. It requires an additional contract with SIX Paynet Ltd. The PostFinance invoice processing fee is not due in this case.

    All price details are net, excluding VAT.

  • Service providers

    Invoice issuers can deliver invoice data to PostFinance directly or via a service provider. PostFinance works with the following service providers:

    Service providers Partner to PostFinance
    PostFinance to partner
    Service providers
    Abacus Research AG
    Partner to PostFinance

    PostFinance to partner

    Service providers
    Avaloq Outline AG
    Partner to PostFinance

    PostFinance to partner
     
    Service providers
    Centre d’impression de l’Etat de Neuchâtel
    Partner to PostFinance

    PostFinance to partner

     

    Service providers
    COUVERTiC AG
    Partner to PostFinance

    PostFinance to partner

     

    Service providers
    Fenaco (Bison FLG)
    Partner to PostFinance

    PostFinance to partner

    Service providers
    Fondation BVA
    Partner to PostFinance

    PostFinance to partner
     
    Service providers
    IGH Interessengemeinschaft Datenverbund
    Partner to PostFinance

    PostFinance to partner

    Service providers
    Koelliker Büroautomation AG
    Partner to PostFinance

    PostFinance to partner

     

    Service providers
    MediData AG
    Partner to PostFinance

    PostFinance to partner

     

    Service providers
    Nexmart Schweiz AG
    Partner to PostFinance

    PostFinance to partner

     

    Service providers
    Verwaltungsrechenzentrum AG (VRSG)
    Partner to PostFinance

    PostFinance to partner

     

    Service providers
    Winarco AG
    Partner to PostFinance


    PostFinance to partner

     

    E-bill subscriber directory

    The e-invoicing subscriber directory The link will open in a new window eDirectory.ch lists companies and organizations domiciled in Switzerland that want to exchange invoices with their business partners in electronic format and that work with an e-invoicing service provider participating in The link will open in a new window eDirectory.ch for this purpose.

    Network partner (Interconnect)

    PostFinance also works with partners who offer equivalent e-bill services. Interconnect connections exist with the following network partners that allow digitally signed e-bills (B2B) to be sent from one network to another.

    Interconnect partner Partner to PostFinance
    PostFinance to Partner
    Interconnect partner
    AirPlus International AG
    Partner to PostFinance

    PostFinance to Partner

     

    Interconnect partner
    Compudata B2Bnet
    Partner to PostFinance

    PostFinance to Partner

     

    Interconnect partner
    Comarch AG
    Partner to PostFinance

    PostFinance to Partner

     

    Interconnect partner
    crossinx GmbH
    Partner to PostFinance

    PostFinance to Partner

     

    Interconnect partner
    io-market AG
    Partner to PostFinance

    PostFinance to Partner

    Interconnect partner
    Pagero AB
    Partner to PostFinance

    PostFinance to Partner

     

    Interconnect partner
    PENTAG Informatik AG
    Partner to PostFinance

    PostFinance to Partner

    Interconnect partner
    SIX Paynet Ltd
    Partner to PostFinance

    PostFinance to Partner

    Interconnect partner
    STEPcom NetTrust GmbH
    Partner to PostFinance

    PostFinance to Partner

     

    Interconnect partner
    Swisscom (Schweiz) AG, Conextrade trading platform
    Partner to PostFinance

    PostFinance to Partner

    A special procedure applies to PENTAG Informatik AG and Swisscom IT Services AG. From the dates given, they may digitally sign invoice data on behalf of PostFinance’s invoice issuer. For all other network partners, data is digitally signed by the invoice issuer’s provider.

    Software solutions

    Software companies with a standardized e-bill interface:

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