Our value date rule

Standard number of working days between debit and credit

PostFinance has a transparent value date rule for all customers: 
The length of time between debit and credit is between 0 and a maximum of 2 working days.

CategoryValue dates Transactions concerned
Category

Electronic and paper-based account transfers without orange inpayment slip (ISR)

Value dates  The value date indicates the number of working days between the debit and credit
0
Transactions concerned

All electronic and paper-based account transfers (except counter payments) using 

  • red inpayment slips (IS)
  • QR-bills (QRR) 
Category
Electronic and paper-based transfers using orange inpayment slips (ISR) 
Value dates  The value date indicates the number of working days between the debit and credit
1
Transactions concerned

All transactions with orange inpayment slips (ISR) except counter payments

Category
Counter payments IS and QR-bills
Value dates  The value date indicates the number of working days between the debit and credit
1
Transactions concerned
All inpayments that are made with red inpayment slips (IS) and QR-bills (QRR) at the counter.
Category
Counter payments ISR
Value dates  The value date indicates the number of working days between the debit and credit
2
Transactions concerned
All inpayments that are made with orange inpayment slips (ISR) at the counter.