Training for software partners

Our web based training and webinars are specially tailored to software producers. Here you will find out everything you need to know about the harmonization of payment transactions.

Web-based training

WBT on the basics of payment transactions in Switzerland

In the course of this web-based training (WBT), you will discover the basic principles and facts about the switch of payment transactions to the ISO 20022 standard. We show you how you can best prepare for the new payment transaction system and explain how PostFinance will help you along the way. In the WBT you will also learn about the opportunities offered by the switch to the ISO standard.

WBT on the use cases in the accounts payable and accounts receivable process

This WBT includes useful tips to put into practice. We want to make sure that you are fully prepared for the switch and will run through some specific use cases with you. You will also gain an insight into the options available on the test platform for the end-to-end testing of your own cases and payment files.

WBT on notifications, use cases in the direct debit scheme & rollout

In this WBT we focus on practical questions. We take a closer look at notification services, run through specific use cases in the direct debit scheme and go through the rollout preparation process with you.

Webinar

In this webinar, we will show you the most important use cases encountered by your business customers in accounts payable management. You will find out how transfers, processing messages and notifications will change as a result of ISO 20022.

Have you missed a webinar? You can watch the video.

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  • The harmonization of payment transactions is a project being undertaken by the Swiss financial center. All banks are making changes to their processes and systems in order to introduce the international standard ISO 20022 and to harmonize payment transactions. Harmonization is to be implemented in two parts: by the end of 2017, transfers, notifications and debits will be converted to the new ISO 20022 or XML message formats. The new inpayment slip with data code will be introduced by 2020. In the two-year parallel phase from 2016 to 2017, both the current proprietary and new ISO 20022 procedures will be available. This means that a staggered introduction of the new payment transactions is possible.


    Our first webinar will shed light in particular on the accounts payable process for the payment of invoices. As part of the future accounts payable process, customers will be able to order a payment with the message type pain.001. This order will determine, amongst other things, how the order execution confirmation (camt.054 message type) should be formatted. Customers can verify whether the payment was also sent successfully with the pain.002 status report they receive.


    With a universal reference (end-to-end ID) a payment is referenced in all message types, meaning that a transaction can be uniquely referenced from the order to the account statement. With the status report and the end-to-end ID, process control is significantly increased and the requirements of a company’s internal control system (ICS) are therefore supported.


    The structure of XML messages (e.g. pain.001 or camt.054) is divided into various levels and the composition corresponds to a tree structure which can be depicted in various ways (graphically, in a table or as text).


    The new procedures and message types can be universally tested on the PostFinance test platform. On the platform, transactions are made using virtual accounts, which allows bank-related logic with credits and debits. Business analysts and developers can use the test platform 24/7 and make use of various best-practice test cases. They can also create their own test cases and in doing so increase their competency with ISO 20022 and gain experience.


    PostFinance offers various communication channels for the inbound and outbound delivery of information pertaining to the order and to notifications: Telebanking Server (TBS), File Delivery Services (FDS) and e-finance (website). Data exchange is based on TCP/IP protocols and structured files in the ISO 20022 XML format. PostFinance recommends FDS for major customers and Online File Transfer (OLFT) for small and medium-scale customers.