Current interest rates

Date of last interest rate change: 1 July 2016

Business account in CHF and EUR

Balances
Interest CHF
Interest EUR
Balance of up to CHF 10,000,000/EUR 10,000,000
0.000% 0.000%
Balance from CHF 10,000,000/EUR 10,000,000
0.000%0.000%
Debit interest rate with negative balance
9.500%9.500%
Foreign currency
Interest
Australian dollar (AUD)
0.000%
Canadian dollar (CAD)
0.000%
Danish krone (DKK)
0.000%
Pound sterling (GBP)
0.000%
Japanese yen (JPY)
0.000%
Norwegian krone (NOK)
0.000%
Swedish krone (SEK)
0.000%
US dollar (USD)
0.000%
Balances
Interest CHF
Interest EUR
Balance of up to CHF 1,000,000/EUR 700,0000.050%
0.050%
Balance from CHF 1,000,000/EUR 700,000 0.000%
0.000%

Savings account for businesses

Balances
Interest CHF
Interest EUR
Balance of up to CHF 1,000,000/EUR 700,000 0.050%
0.050%
Balance from CHF 1,000,000/EUR 700,000 0.000%
0.000%

Larger amounts earn interest at the rate applicable to the business account in CHF/EUR.

For associations

Date of last interest rate change: 1 July 2016


The offer is aimed at non-commercial associations (leisure associations).

Balances
Interest CHF
Interest EUR
Balance of up to CHF 10,000,000/EUR 10,000,000
0.000%
0.000%
Balance from CHF 10,000,000/EUR 10,000,000
0.000%0.000%
Debit interest rate with negative balance
9.500%9.500%
Balances
Interest CHF
Interest EUR
Balance of up to CHF 500,000/EUR 350,000
0.050%
0.050%
Balance from CHF 500,000/EUR 350,0000.000%
0.000%

Savings account for associations

Balances
Interest CHF
Interest EUR
Balance of up to CHF 500,000/EUR 350,000
0.050%
0.050%
Balance from CHF 500,000/EUR 350,0000.000%
0.000%
Running time
CHF
EUR
2 years
0.0%0.0%
3 years
0.0%0.0%
4 years
0.0%0.0%
5 years
0.0%0.0%
6 years
0.0%0.0%
7 years
0.0%0.0%
8 years0.0%0.0%
9 years
0.0%0.0%
10 years
0.0%0.0%

Interest rates for amounts over CHF 500,000/EUR 400,000 per customer upon request. No agreements may be concluded for maturities with 0% interest.

  • Interest is calculated as of the day payment is made.
  • From the time when interest begins to accrue, the current interest rate is guaranteed for the whole term of the investment.
  • Interest is credited to the investor's account annually (less 35% Swiss Federal withholding tax).
  • Prior to the end of the investment term you will receive an offer to renew the investment at the interest rates valid at the time.
  • Principal plus interest is transferred automatically to the investor's account upon maturity.