Current interest rates

Date of last interest rate change: 1 August 2016

Business account in CHF and EUR

Balances
Interest CHF
Interest EUR
Balance of up to CHF 10,000,000/EUR 10,000,000
0.000% 0.000%
Balance from CHF 10,000,000/EUR 10,000,000
0.000%0.000%
Debit interest rate with negative balance
9.500%9.500%
Foreign currency
Interest
Australian dollar (AUD)
0.000%
Canadian dollar (CAD)
0.000%
Danish krone (DKK)
0.000%
Pound sterling (GBP)
0.000%
Japanese yen (JPY)
0.000%
Norwegian krone (NOK)
0.000%
Swedish krone (SEK)
0.000%
US dollar (USD)
0.000%
Balances
Interest CHF
Interest EUR
Balance of up to CHF 1,000,000/EUR 700,0000.050%
0.050%
Balance from CHF 1,000,000/EUR 700,000 0.000%
0.000%

Savings account for businesses

Balances
Interest CHF
Interest EUR
Balance of up to CHF 1,000,000/EUR 700,000 0.050%
0.050%
Balance from CHF 1,000,000/EUR 700,000 0.000%
0.000%

Larger amounts earn interest at the rate applicable to the business account in CHF/EUR.

Please note that PostFinance reserves the right to charge an individual fee on the credit balance of very large customer assets. You can obtain the conditions on request from your customer advisor.

For associations

Date of last interest rate change: 1 August 2016


The offer is aimed at non-commercial associations (leisure associations).

Balances
Interest CHF
Interest EUR
Balance of up to CHF 10,000,000/EUR 10,000,000
0.000%
0.000%
Balance from CHF 10,000,000/EUR 10,000,000
0.000%0.000%
Debit interest rate with negative balance
9.500%9.500%
Balances
Interest CHF
Interest EUR
Balance of up to CHF 500,000/EUR 350,000
0.050%
0.050%
Balance from CHF 500,000/EUR 350,0000.000%
0.000%

Savings account for associations

Balances
Interest CHF
Interest EUR
Balance of up to CHF 500,000/EUR 350,000
0.050%
0.050%
Balance from CHF 500,000/EUR 350,0000.000%
0.000%

Please note that PostFinance reserves the right to charge an individual fee on the credit balance of very large customer assets. You can obtain the conditions on request from your customer advisor.

Running time
CHF
EUR
2 years
0.0%0.0%
3 years
0.0%0.0%
4 years
0.0%0.0%
5 years
0.0%0.0%
6 years
0.0%0.0%
7 years
0.0%0.0%
8 years0.0%0.0%
9 years
0.0%0.0%
10 years
0.0%0.0%

Interest rates for amounts over CHF 500,000/EUR 400,000 per customer upon request. No agreements may be concluded for maturities with 0% interest.

  • Interest is calculated as of the day payment is made.
  • From the time when interest begins to accrue, the current interest rate is guaranteed for the whole term of the investment.
  • Interest is credited to the investor's account annually (less 35% Swiss Federal withholding tax).
  • Prior to the end of the investment term you will receive an offer to renew the investment at the interest rates valid at the time.
  • Principal plus interest is transferred automatically to the investor's account upon maturity.