With Single Euro Payments Area (SEPA), transferring money in EUR has become easier and more transparent. The 27 EU member states, the three EEA states (Norway, Liechtenstein and Iceland), Monaco and Switzerland belong to SEPA.

PostFinance automatically chooses the optimal and least expensive option for you. Wherever possible, PostFinance will forward payments as SEPA payments without any additional costs.

• Features
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Features

EUR transfers to the SEPA area

• PostFinance handle SEPA payments for all customers free of charge
• SEPA payments will be credited to the beneficiary's account within a maximum of 3 bank working days as of the debit date and with no deductions. Credit charges may still be charged by the recipient bank.

Conditions for SEPA payments:

1. Payment in EUR to a SEPA country
2. Indicate the IBAN (International Bank Account Number) and BIC (Bank Identifier Code
3. The beneficiary's bank must be a SEPA participant

Incoming payments from the SEPA area to Switzerland

SEPA payments are credited to the PostFinance account within a maximum of three bank working days as of the originator's debit date with no deductions

Conditions for SEPA payments:

1. Payment in EUR from a SEPA country
2. Indicate the IBAN (International Bank Account Number) and BIC (Bank Identifier Code)
3. The originator's bank must be a SEPA participant

When issuing invoices please always state your IBAN (shown on your account documents or can be determined with the IBAN calculator) and the BIC of PostFinance (POFICHBEXXX)

SEPA Direct Debit

• Since the beginning of November 2009, PostFinance has been participating in the European SEPA Direct Debit scheme. This enables PostFinance account holders (payers) to have outstanding EUR amounts debited directly and free of charge to their postal account by Swiss and European billers. This procedure is based on a uniform SEPA Direct Debit mandate (direct debit authorization), issued to the creditor by the debtor in advance and in writing.
• From April 2010, business customers (billers) in Europe will be able to process debit orders in euro completely electronically via PostFinance.

Downloads

Information on SEPA (PDF)
SEPA country list (PDF) The target link is not accessible to all users. If you have any questions, please contact our Customer Service. Telephone 0848 888 710 (regular rate) 24-hour service, 365 days a year.
Questions and answers about SEPA (PDF)
Checklist and tips for SEPA (PDF)
IBAN and BIC in payments to Europe (PDF)
IBAN country list (PDF)
General Terms and Conditions for SEPA payments (PDF)
SEPA participants (PDF, external) The target link is not accessible to all users. If you have any questions, please contact our Customer Service. Telephone 0848 888 710 (regular rate) 24-hour service, 365 days a year.
CG régissant l’exécution des virements selon le SEPA Direct Debit Scheme (PDF)

 Datasheet SEPA direct debits (debtors)

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What is the IBAN for your account?

 Create an IBAN